Wow :D. The way you painted really shows the piece's feeling of loss!
The amount of detail you put, especially in the rain and the extra textures, really catches the eye.
The glow for specific parts of the piece, such as the woman, helps make it pop out in the gloomy
background. Finally: roses. They're perfect.
The only nick-pick I have about the piece is that there's a lack of rain splashes, and the few that I
can see look a little lonely; a lot more could of emphasized the intensity of the rain (or perhaps it
would of been distracting?)
You did really well coloring Jazza's line art. Good luck in the COTM!
[I'm also entering, so I always look at the competition XD]